An older woman stands by the water, symbolizing the dignity and fulfillment of a secure retirement
About us

Redefining retirement

More than half the assets BlackRock manages are for retirement.1 We help about 35 million Americans invest for life after work,2 which amounts to about a quarter of the country’s workers3 – including roughly half of U.S. public school teachers.4
Who we are

Helping millions retire with dignity

Nearly half of Americans aged 55 to 65 report not having a single dollar saved in personal retirement accounts.5 Nothing in a pension. Zero in an IRA or 401(k).

We seek to help more people retire with dignity. That means reducing barriers to investing, increasing accessibility and reducing complexity, and solving for increasing longevity.

A woman on a train reflects on her retirement journey, emphasizing the need for effective savings to ensure affordability in later years
Addressing affordability

Addressing affordability

Four-in-10 Americans don’t have $400 to spare to cover an emergency like a car repair.6 And we know that it’s hard to save for tomorrow when you’re struggling to make ends meet today. That’s why we established an Emergency Savings Initiative that has helped mostly low-income Americans put away a total of $2 billion in new liquid savings.7

Discover our impact Discover our impact
Two people scale a climbing wall, symbolizing the journey of retirement savings and the significance of making financial planning accessible
Increasing accessibility

Increasing accessibility and reducing complexity

57 million Americans lack a workplace retirement plan,8 yet those with access are more likely to save.9 The easier it is to invest, the greater the effect can be. It’s why we pioneered the target date fund (and first target date ETFs), support state-facilitated retirement savings plans, and joined efforts with Human Interest to help small business.

Explore our TDF history Explore our TDF history
A woman pushing a stroller symbolizes the importance of planning for a secure future and enjoying life in retirement
Solving for longevity

Solving for increased longevity

Living longer should be a blessing. Yet outliving savings is a top fear. That’s because the shift to defined contribution has been, for most people, a shift from financial certainty to uncertainty. It's why we developed an investment strategy called LifePath PaycheckTM that provides the option for a predictable, paycheck-like income stream.

Our retirement income approach Our retirement income approach

Retirement insights from BlackRock

We’re setting out to redefine retirement so that more and more people can build long-term savings for what may be a decades-long retirement. Our aim is to ensure future generations can retire with dignity.

From our CEO

Larry Fink’s 2024 Annual Chairman’s Letter to Investors

In Larry Fink’s letter to investors, he talks about how we can “rethink retirement” and why he believes the capital markets can help meet the needs of tomorrow’s retirees.

Read Larry's letter Read Larry's letter

Supporting retirement security for Americans

BlackRock is proud to work with the following organizations as we encourage a renewed discussion in the United States on the need to rethink retirement:

  • Alliance for Prosperity and a Secure Retirement
  • American Benefits Council
  • American Retirees Education Foundation
  • Aspen Institute Financial Security Program
  • Bipartisan Policy Center
  • Center for Retirement Research at Boston College
  • Defined Contribution Institutional Investment Association
  • Employee Benefit Research Institute
  • Engage: Promoting Women’s Economic Security
  • Georgetown University’s Center for Retirement Initiatives at the McCourt School of Public Policy
  • National Association of Government Defined Contribution Administrators
  • National Conference on Public Employee Retirement Systems
  • National Institute on Retirement Security